Ontario Home Selling Calculator
See what your home is worth on the open market versus a fast cash sale. Honest comparison, no sign-up. Takes 60 seconds.
Where's the property?
Just the city or nearest major city is fine.
Built for Ontario homeowners deciding between listing with a realtor and selling to a cash buyer like Michael the Homebuyer. Based on 2026 Ontario pricing data and 13+ years of real transactions.
Common questions
How accurate is this calculator?
Estimates are ranges based on current Ontario regional pricing tiers, adjusted for condition and urgency. A precise offer requires a property visit — the range typically narrows once we see the home.
Why do cash buyers pay less than market value?
Cash buyers take the risk of repairs, market shifts, tenant problems, and title issues. They close reliably without financing contingencies and cover costs until resale. Typical cash offers are 75-90% of fair market value, with zero commission, zero closing costs, and no staging.
When does cash make more sense than listing?
When you need speed (2-3 weeks vs 60-120 days), privacy (no showings), certainty of close (no financing fall-through), or when the property needs major repairs that traditional buyers reject. Inheritance, divorce, relocation, and distressed properties are common fits.
Does Michael the Homebuyer service all of Ontario?
We actively buy in the GTA core, all of the 905 region, Hamilton, Niagara, and Kitchener-Waterloo. We'll look at southern Ontario properties case-by-case. Not active in far north Ontario or seasonal cottages.